Orlando Uninsured Motorist Accident Attorney
Uninsured motorist accidents present unique challenges to victims in Orlando, FL. Florida is famous for its tourism industry and vibrant road networks; unfortunately, it also hosts one of the highest rates of uninsured drivers nationwide. Being involved with one can lead to mounting medical bills, car repair costs, and financial strain. Therefore, it’s vital that victims understand their rights after such accidents have taken place in order to defend themselves properly.
Have you or a family member been injured by an uninsured motorist accident in Orlando, FL? Shea Fugate has years of experience handling similar cases and is dedicated to getting you the compensation that’s rightfully yours. Here is our comprehensive guide about uninsured motorist accidents and why working with a knowledgeable Orlando Uninsured Motorist Accident Attorney is vital to their case.
Reach out to Shea Fugate today and book a free consultation with Shea at 407-539-0123 or fill out this form, and she will contact you soon.
The Prevalence of Uninsured Drivers in Florida
According to the Insurance Information Institute, nearly 20% of drivers in Florida are uninsured, placing Florida among the states with the highest uninsured motorist rates. Orlando alone boasts thousands of vehicles on its roadways every day making risks from uninsured drivers even greater than expected.
Florida law mandates minimum auto insurance coverage; however, many drivers either cannot afford it or opt-out voluntarily to drive without liability coverage. Unfortunately, this means law-abiding motorists could find themselves vulnerable if an uninsured motorist causes an accident and hits them first. Speak with an Orlando Uninsured Motorist Accident Attorney.
What Happens if an Uninsured Driver Hits Me?
After any car accident, insurance information must be exchanged so claims may be filed with both insurers; however, in cases involving uninsured motorists, they don’t have coverage that covers damages; without proper compensation, it might mean having to cover medical bills, repairs on their car and any losses themselves out-of-pocket.
Florida’s “no-fault” insurance laws mandate drivers carry personal injury protection (PIP), which helps cover some medical costs and lost wages after an accident, regardless of who caused it. Unfortunately, PIP coverage is often insufficient to fully address serious injuries or property damages when another driver is uninsured. An Orlando Uninsured Motorist Accident Attorney can assist you.
How Uninsured Motorist Coverage Can Help
That is where uninsured motorist (UM) coverage steps in. Florida law does not mandate it, yet it’s highly advised. UM coverage’s primary function is protecting drivers when uninsured drivers cause an accident; having it as part of your auto policy gives UM coverage an important added layer of protection that could cover medical bills, lost wages, pain and suffering damages, property damages that remain unpaid by uninsured parties unable to do so themselves.
There are two forms of uninsured motorist coverage:
- Uninsured Motorist Bodily Injury Coverage: This coverage provides reimbursement for medical costs, pain and suffering compensation, and lost wages related to injuries sustained at the hands of uninsured drivers.
- Uninsured Motorist Property Damage: This coverage will assist with covering damages to your vehicle or other properties caused by uninsured drivers who don’t carry insurance policies.
Uninsured motorist coverage (UM coverage) can protect you financially if you are involved in an accident with someone without adequate coverage, should this occur. Without this coverage in place, compensation must be sought through litigation against an uninsured driver which can often prove costly and lengthy process. Contact an Orlando Uninsured Motorist Accident Attorney.
Why You Need an Orlando Uninsured Motorist Accident Attorney for Uninsured Motorist Accidents
Navigating the legalities surrounding uninsured motorist accidents is never simple, particularly while recovering from injuries sustained in such an event. Consulting an experienced personal injury attorney will increase your odds of receiving fair compensation.
1. Evaluating Your Insurance Coverage
The first step in effectively handling an uninsured motorist accident should always involve reviewing your insurance policy. An Orlando Uninsured Motorist Accident Attorney can review it to establish your level of coverage—such as uninsured and underinsured motorist protection and understand exactly what coverage comes under its umbrella, along with what compensation can be expected under it.
2. Filing Claims and Handling Insurance Companies
Uninsured motorist accidents present unique challenges when dealing with insurance companies. Rather than paying you the full amount owed to them, insurers often try to minimize or deny your claims altogether. Shea Fugate, an experienced Orlando Uninsured Motorist Accident Attorney will act on your behalf with these insurers in filing and pursuing claims effectively so you can focus on healing from injuries sustained without worrying about dealing with insurance company dispute processes or compensation negotiations. We fight tirelessly on your behalf for the maximum compensation available under your policy so you can focus on healing from injuries sustained.
3. Proving Liability and Damages
Even when one driver was uninsured, proving their liability in an accident remains essential. Attorney Shea Fugate will conduct an in-depth investigation, gathering evidence such as police reports, witness statements, and any available video footage that proves their negligence. In addition, she’ll carefully document your damages such as medical bills, property damage claims, lost wages compensations, as well as pain & suffering compensations to build the strongest case for compensation possible. Reach out to speak with an Orlando Uninsured Motorist Accident Attorney.
4. Filing a Personal Injury Lawsuit
In certain instances, filing a personal injury lawsuit against an uninsured driver to seek compensation can be necessary to recover losses sustained as a result of their accident. Our knowledgeable Orlando Uninsured Motorist Accident Attorney will guide you every step of the way, from negotiations with opposing parties in an effort to reach fair agreements to taking court actions when needed to defend your rights and ensure justice is served.
5. Maximizing Your Compensation
Our primary aim in any uninsured motorist accident case is to maximize the compensation that can be obtained. In addition to medical bills and property damages, we will pursue compensation for non-economic damages like pain and suffering, emotional distress, and any lasting repercussions on the quality of life issues caused by car crashes. We recognize how devastating an incident such as this can be on your life; that is why Shea Fugate remains dedicated to finding the financial resources necessary for moving on from this devastating incident. Reach out to speak with an Orlando Uninsured Motorist Accident Attorney.
Common Injuries in Uninsured Motorist Accidents
Uninsured Motorist Accident Injuries Motorist accidents with uninsured motorists often result in various kinds of injuries ranging from minor cuts and bruises to life-altering ones requiring medical treatment over an extended period. Some of the more prevalent ones include:
- Whiplash: Whiplash is a common side-impact injury caused when the neck is suddenly and forcefully thrust back and forth, straining muscles and ligaments in its path.
- Broken Bones: Car accidents often involve collision impacts that result in broken arms, legs, ribs, or other bones being fractured during impact – this includes arms being separated from their sockets (ribcages) while breaking bones of all types are commonly broken apart in such accidents.
- Traumatic Brain Injury (TBI): Car accidents often result in blows to the head that cause TBIs that lead to long-term cognitive, physical, and emotional challenges for survivors. These injuries require medical intervention – including surgery for most cases – but even minor collisions could trigger TBI symptoms that cause long-term effects that last well into adulthood.
- Spinal Cord Injuries: Damage to the spinal cord may lead to partial or complete paralysis depending on its severity, while internal injuries due to accident force could include lung, liver, and kidney injuries as well. An Orlando Uninsured Motorist Accident Attorney can assist you.
No matter the severity of your injuries, seeking medical treatment promptly after any accident is absolutely vital to both your physical well-being and legal proceedings. Documenting them properly also aids legal cases significantly.
Contact Us Today
Time is of the utmost importance in uninsured motorist accidents; Florida’s statute of limitations establishes a timeframe within which to file personal injury litigation, so acting quickly is paramount to recovery from uninsured driver incidents. Let our professional legal team handle everything for you – our goal is your satisfaction with us being on hand every step of the way! Reach out to an Orlando Uninsured Motorist Accident Attorney now!
Reach out to Shea Fugate, an Orlando Uninsured Motorist Accident Attorney today and book a free consultation with Shea at 407-539-0123 or fill out this form, and she will contact you soon.
